Is vacant house insurance necessary?

A common problem in these days after the real estate bubble popped is for individuals to be relocating to another area for jobs, better schools, economic advantage, or family reasons. Unfortunately, the house you own cost more to purchase than it is worth on the current market. Moving is a necessity and, if you are…

→ Read More

The Truth About Rental House Insurance

As many people read their lease agreement or rental agreement for their rental house, condominium, or apartment, increasingly they are finding a clause that requires them to purchase rental house insurance. The first reaction upon reading this is usually, “Why do I have to purchase this? After all, I don’t own the building and should…

→ Read More

Average Rates for Homeowners Insurance

When the insurance companies write policies for consumers they are looking out for themselves first. It’s not a surprise, and it is all part of doing business. The insurers need to make sure they have the money to pay out on valid claims. In addition, the insurance companies do not want to pay out egregious…

→ Read More

Cheap Home Insurance Companies

Home insurance is a necessary portion of the costs involved in owning a home. For most of us, our home is the biggest investment we will ever have and well worth protecting adequately with insurance. In 2011, the average premium in the United States was $978 annually. Premiums vary depending upon the hazards involved in…

→ Read More

Average Home Insurance Cost

When looking at state-to-state comparisons of the average home insurance rate, it masy seem like there is no good reason that the rates vary so much. For every reason you can fathom about more expensive home insurance, there will be states with high or low rates that fit this explanation, and others who don’t seem to…

→ Read More

What is the best home insurance company?

Owning a home comes with a wide variety of responsibilities from getting an ideal interest rate on the loan – for long-term wealth planning – to not getting overcharged on the closing costs which will help in the short-term. However, while many people think long and hard about the money they borrow – and they…

→ Read More

What is the homeowners insurance average?

The average homeowners insurance costs vary by state and region for a few main reasons. The overall threat, reality, frequency, and destruction caused by natural disasters all vary by area of the country. For instance, Western states generally take the brunt of large-scale wildfires that are particularly devastating because they collectively share a more arid…

→ Read More

Top-Rated Companies for Home Insurance

Each year, JD Power and Associates rank the best of the best in many businesses and products. Companies were rated on Overall satisfaction, policy offerings, price, billing and payment, interaction and claims. Though many of the companies are nationwide, there are a lot of multi-state regional insurance companies who also got high enough marks to…

→ Read More

Best Companies for Home Insurance

Deciding upon the very best home insurance company is a bit problematic. A great deal depends upon the criteria applied to determine the “best”. Many people consider low premiums to be the most desirable attribute for a home insurance policy. Others consider the following as necessary criteria for a desirable home insurance company: Adequate and…

→ Read More

Best Homeowners Insurance Offers

There are many people out there today who have a home that they have been living in for years, and they are unknowingly overpaying on their insurance policy. Why does this happen? There are many reasons. For one, they may have an agent who is unaware of certain discounts they qualify for. Secondly, they may…

→ Read More