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Home insurance is important because it protects the basic human need for shelter. Whether you own or rent your home, the contents, building, and essential need for shelter is covered by the home insurance policy you purchase to protect you and your family’s needs for necessary security and shelter. Premiums for home insurance can vary…
→ Read MoreThere are many expenses that come with home ownership. Some are very profitable, like updates, repairs, and additions that you can enjoy for years while they increase the value of your home. Others are going to cost you while not providing any direct benefit. Among these costs is your insurance. While it is true that…
→ Read MoreA renters insurance policy typically covers the costs of damage and theft to personal property. It provides protection against legal judgments. In the event that a guest staying in your home is injured because of a fall or another related event, renters insurance protects you against medical costs. In addition, renters insurance reimburses policyholders for…
→ Read MoreHome insurance policies come in different formats with the most common referred to as comprehensive home insurance or hazard insurance. Depending on where you live you may also be required to obtain riders or additional policies for coverage in the case of flood damage or hurricane.
→ Read MoreDid you know that home insurance is mandatory by your mortgage lender? Many states also require flood insurance if your home is located within a flood zone and wind/hurricane insurance if your property is deemed to be in an area commonly subject to hurricanes (such as South Florida).
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