7 Home Modifications to Make for Aging in Place

For many people, aging in place has become a retirement goal. According to the United States of Aging survey, nine out of ten people want to retire in their own homes instead of assisted living. This makes sense given that our homes are more comfortable, we don’t have to worry about moving, and it’s much…

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How to Keep Your Smart Home Secure in 2022

It’s the beginning of a new decade. And with a new decade comes new and exciting advancements, especially in terms of smart home-related technology. Although smart home technology has been around for a while, it’s only going to continue to increase in popularity and usage across the world. Why? Because having a “smart home” is…

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My pipes burst, do I qualify for home insurance coverage?

If your pipes burst, you may qualify for insurance coverage to get the damage repaired. However, there are many factors that determine if your pipe and subsequent home repairs are covered. Your house is something you have invested a lot of time and money in, all to make it feel like a home. So naturally,…

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2022 State Farm Home Insurance Review (Coverage, Ratings, & Rates)

Your home is likely your biggest investment. Whether you’ve just made an offer on your first house or you’ve lived in the same place for decades, few things are as important to you as those walls and that roof. Who can you trust to protect it? It’s for these reasons we’ve put together this comprehensive…

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15 Things Everyone Should Know About Purchasing Home Insurance

Home insurance, also referred to as homeowners insurance, is a type of insurance policy purchased by homeowners to protect their home structure and private assets in their homes. It also covers external and detached structures on the same private property as the home. Like many other things that we don’t know about until we have…

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Home Insurance: 500 or 1000 Deductible

In addition to comparison-shopping, one of the ways of saving money on your home insurance premium can be by opting for a larger deductible. Deductibles are the amount you agree to accept responsibility for paying when a property loss occurs under your home insurance policy. The claims department of the insurance company subtracts the amount…

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What happens if my home insurance score is poor?

Welcome to the 21st Century and the digital world! Insurance companies now routinely access your credit score, use their own criteria, and develop an insurance score that may or may not affect the company’s underwriting on your home insurance. Many insurance companies use credit report information as well as other underwriting considerations to decide your…

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Learning More About a Home Insurance Umbrella Policy

Probably you are familiar with all the types of insurance that can be purchased to protect the interests of individuals: Home Insurance – which is a package policy, usually offering insurance on a dwelling, contents, and personal liability Automobile Insurance – another package policy, providing legal liability coverage for automobiles you drive as well as…

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Explaining Personal Liability Coverage for Home Insurance

A little-considered portion of home insurance coverage is personal liability insurance. As individuals, we proceed about our lives, unconcerned about our actions; unaware of the way others may perceive our actions. Personal liability as offered by our home insurance policy can help protect you from the costs of lawsuits that occur from daily activities. An…

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