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For many people, aging in place has become a retirement goal. According to the United States of Aging survey, nine out of ten people want to retire in their own homes instead of assisted living. This makes sense given that our homes are more comfortable, we don’t have to worry about moving, and it’s much…
→ Read MoreIt’s the beginning of a new decade. And with a new decade comes new and exciting advancements, especially in terms of smart home-related technology. Although smart home technology has been around for a while, it’s only going to continue to increase in popularity and usage across the world. Why? Because having a “smart home” is…
→ Read MoreIf your pipes burst, you may qualify for insurance coverage to get the damage repaired. However, there are many factors that determine if your pipe and subsequent home repairs are covered. Your house is something you have invested a lot of time and money in, all to make it feel like a home. So naturally,…
→ Read MoreYour home is likely your biggest investment. Whether you’ve just made an offer on your first house or you’ve lived in the same place for decades, few things are as important to you as those walls and that roof. Who can you trust to protect it? It’s for these reasons we’ve put together this comprehensive…
→ Read MoreHome insurance, also referred to as homeowners insurance, is a type of insurance policy purchased by homeowners to protect their home structure and private assets in their homes. It also covers external and detached structures on the same private property as the home. Like many other things that we don’t know about until we have…
→ Read MoreYou put a lot of time and money into your home and its landscape. And as winter rolls in, there is a lot of work that needs to be done to protect both. If you are a homeowner, there are four important things that you should do to protect your home and landscape in winter….
→ Read MoreIn addition to comparison-shopping, one of the ways of saving money on your home insurance premium can be by opting for a larger deductible. Deductibles are the amount you agree to accept responsibility for paying when a property loss occurs under your home insurance policy. The claims department of the insurance company subtracts the amount…
→ Read MoreWelcome to the 21st Century and the digital world! Insurance companies now routinely access your credit score, use their own criteria, and develop an insurance score that may or may not affect the company’s underwriting on your home insurance. Many insurance companies use credit report information as well as other underwriting considerations to decide your…
→ Read MoreProbably you are familiar with all the types of insurance that can be purchased to protect the interests of individuals: Home Insurance – which is a package policy, usually offering insurance on a dwelling, contents, and personal liability Automobile Insurance – another package policy, providing legal liability coverage for automobiles you drive as well as…
→ Read MoreA little-considered portion of home insurance coverage is personal liability insurance. As individuals, we proceed about our lives, unconcerned about our actions; unaware of the way others may perceive our actions. Personal liability as offered by our home insurance policy can help protect you from the costs of lawsuits that occur from daily activities. An…
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