What is a home insurance score?

As informed consumers, most of us shop for home insurance exactly as we do for automobiles, refrigerators, or heating systems. The initial cost is important, as is maintenance and upkeep costs. With insurance, part of the ‘maintenance’ cost is investing the time to keep coverage current, know about rating formulas, and staying abreast of the…

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Is home insurance tax deductible?

Whenever you buy any product for the home, always ask if it tax deductible. Include in your quest for deductions anything that is a standing expense. Yes, that means that you need to consider whether the costs of homeowners insurance falls under deductions too. First of all, deductions are often confused with tax credits. According…

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Mold Coverage for Home Insurance

A common problem faced by homeowners, particularly in the moister warm areas of the east coast, west coast, and south, is the accumulation of mold. Mold, a natural microorganism, exists everywhere, but it requires moisture to become active and grow. Mold spores can cause health problems once they land upon a moist spot and begin…

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Getting a Home Insurance Inspection

At one time, your local insurance agency or an employee of the insurance company was paid to do a home insurance inspection. These were brief stops that an individual made with a camera and, perhaps, a tape measure to look at a building the insurance company was covering with insurance. Agents had to submit one…

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Home Insurance Medical Payments Explained

Home insurance policies provide extensive valuable insurance coverage for individuals who rent or own their own homes. In the insurance industry, home insurance is referred to as a ‘package’ policy. Be sure to compare quotes using our FREE tool above. A package policy is one that includes both hazard insurance and liability insurance. These are…

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Roof Leak Coverage in Home Insurance

Roof leaks are one of the common causes of home insurance claims. Be sure to use the FREE comparison tool above to find home insurance quotes instantly. Signs of roof leaks may be the following: Buckling shingles – shingles develop a ‘broken-back’ look as they lie horizontally. This could be caused by damaged felting beneath…

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What is loss of use in home insurance?

When you are buying your insurance you must think about some serious issues. That’s why most homeowners are more likely to go to the dentist than shop for a new policy when the old one comes up for renewal. Suddenly you have to think about what if your home is suddenly unlivable. In insurance terms…

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Most Common Home Insurance Myths

Home insurance is a substantial portion of the investment you make in owning or renting your home and shopping for insurance can help you reduce the costs of this type of insurance. You need to be sure that you understand the policy you are purchasing thoroughly. Ask questions of your agent when you are confused….

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How to Find Renter Insurance Rates

Renters insurance should be a valuable part of your financial plans to protect your home and assets, provide security, and give personal liability outside of your automobile insurance. Consider the cost of your furniture, your wardrobe, additional appliances, and collectibles, and then consider the consequences of losing these assets to fire, theft, vandalism, or other…

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Unoccupied Property Insurance

Homeowners have their own horrors. Maybe your worst fear is coming home to a burglar-ransacked home where your most prized possessions are broken or missing. Others might be scared of the house burning down. Meanwhile, the insurance companies that cover houses have their own worst nightmares. It might surprise you what gets normally cool underwriters…

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