Home insurance policies come in different formats with the most common referred to as comprehensive home insurance or hazard insurance. Depending on where you live you may also be required to obtain riders or additional policies for coverage in the case of flood damage or hurricane.
Did you know that home insurance is mandatory by your mortgage lender? Many states also require flood insurance if your home is located within a flood zone and wind/hurricane insurance if your property is deemed to be in an area commonly subject to hurricanes (such as South Florida).
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